Posts tagged ‘President Obama’

November 11, 2015

The myth of excessive testing

by Grace

We don’t test students as much as people think we do. And the stakes aren’t really that high.

The facts do not support President Obama’s declaration”that schools in this country are over-testing” according to former Tennessee commissioner of education Kevin Huffman.  But in response to complaints from parents and teachers about over-testing, the Obama administration has come out with a recommendation for “a cap on the amount of time that students spend testing at 2 percent of overall instructional time”.

… the dramatic flair of the president’s announcement and the elated response from many critics of education reform obscured some important truths. First, students are tested less than many people believe. Second, in places where students spend too much time taking tests, local schools and districts — not federal or state policies — tend to be the culprits. And third, the notion of standardized tests as “high stakes” is vastly overstated.

Is this recommendation relevant?

Contrary to the exaggerations, though, most states already are under the 2 percent testing cap. A Center for American Progress analysis of 14 districts in seven states found that testing consumed an average of 1.6 percent of instructional time. …

Excessive testing time is usually based on decisions of local school districts.  Perhaps they feel pressured, but so far schools and teachers have suffered few consequences from poor test scores.

The truth is, it’s nearly impossible for a teacher to get fired because of poor test scores. And for schools, significant interventions generally happen at just the bottom 5 percent of campuses. Poor test results may be embarrassing when released publicly, which can lead schools to scramble into drill-and-kill test-prep mode. But the claims of massive stakes driven by federal or state law are overwrought.

For those parents whose children are spending excessive time involved in standardized testing, the logical recourse would be to take it up with the local school.  Unfortunately, changing school policies is an uphill battle and parents often find they are powerless to make meaningful changes for their own children.  More school choice would give families more options in cases where over-testing is a problem.

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June 11, 2014

President Obama expands student loan forgiveness program

by Grace

President Obama has signed an executive order forgiving repayment for millions of student-loan borrowers.

The president announced Monday the expansion of 2010’s “Pay as You Earn” program that caps some graduates’ repayments at 10% of their monthly discretionary income. The executive order increases eligibility of the program to include those who took out loans before October 2007 or stopped borrowing by October 2011, a move the White House says will expand payment relief to nearly five million people.

Sweetening the pot of loan forgiveness

The federal government offers different repayment plans to help cash-strapped borrowers, including income-based repayments, the graduated repayment program, and forgiveness programs for on-time payments and public-sector employees.

Under many of the plans, low-income borrowers can have their balance canceled after 25 years of on-time payments. The president’s plan moves the forgiveness date to 20 years or 10 years for those in public service jobs.

It’s not likely to boost the economy, which is suffering from the effects of rising student loan amounts.

“It will slightly increase the amount of debt that is forgiven, but it’s not going to be enough to stimulate the economy,” says Kantrowitz. “If the government were to forgo all student loan debt immediately, it would have a 0.4% impact on the GPD. It wouldn’t really move the economy.”

But it my “unintentionally” push college costs higher.

Beth Akers, a fellow in the Brookings Institution’s Brown Center on Education Policy, says the move could also unintentionally push college tuition prices higher.

“The income piece is a necessary safety net for borrowers. It gives security to not be afraid to take on debt to go to college, but the forgiveness part isn’t always necessary. It induces people to borrow more than they need to, which can have a negative impact on college prices.” She says students are still getting a positive return on their college education investment—but too often, people are borrowing more than necessary. “We need to be careful when granting aid to borrowers because it can raise the prices on the front end.”

Joanne Jacobs seems to agree.

The big winners are people who borrowed for graduate school and private colleges, which can keep raising tuition without fear of scaring away students.

Related:  “Federal student loan programs create perverse incentives” (Cost of College)

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Kathryn Buschman Vasel, “Obama Announced Student Loan Changes–What it Means for Borrowers”, FOXBusiness, June 09, 2014.

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